4 verified offers are live. The best: Western Union: $0 transfer fee ($0 transfer fee on a first international digital transfer), ongoing; Western Union: $0 fee (First international online transfer: $0 fee), ongoing; Wise: Wise referral guest discount (Wise referral guest discount), ongoing.
Last checked Nov 4, 2026 · terms confirmed against each brand's own page
Western Union gives friends referred through a referral link a $0 transfer fee on their first international digital money transfer after joining.
Western Union offers new registrants in the United States a better exchange rate and a $0 fee on their first online international transfer after registering a Western Union US profile; FX gains apply, and credit cards and transfers to Cuba are excluded.
Wise offers people invited to Wise a discount to try it—either a free transfer or, depending on their region, a choice between a free transfer and a free card—when they sign up using their inviter’s unique invite link.
Xoom offers the first 3,000 eligible new customers who are legal residents of the 50 United States or D.C. $10 off a debit-card transfer of at least $150 USD from the United States to Jamaica, sent through the Xoom app or Xoom.com from September 11 through December 31, 2026.
Western Union: Join using a referral link.. Western Union: Register a Western Union US profile. Wise: Sign up using the inviter’s unique invite link. Xoom: Be among the first 3,000 eligible customers.
No. None of these offers needs a code; follow each offer's redeem link.
Western Union: No end date published. Western Union: No end date published. Wise: No end date published. Xoom: Sep 11, 2026 – Dec 31, 2026.
Western Union: Anywhere in United States. Western Union: Anywhere in United States. Wise: Anywhere in United States. Xoom: In person in District of Columbia · serves ~50 km.
Western Union: terms checked on the brand's own page on Nov 4, 2026 (OT-33C3-7179). Western Union: terms checked on the brand's own page on Nov 4, 2026 (OT-3C22-567A). Wise: terms checked on the brand's own page on Nov 4, 2026 (OT-8893-2A4F). Xoom: terms checked on the brand's own page on Nov 4, 2026 (OT-963D-391A).
